BTCPay Server

Lightning‑powered payments for merchants – faster, cheaper, and fully private.

Lightning Payments vs. Credit Cards

Experience lower fees, instant settlement, and peer‑to‑peer control with Bitcoin’s Lightning Network.

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Lower Fees

Lightning charges <1 % of the transaction amount – far below typical 2–3 % credit‑card fees.

Lightning Fast

Payments settle in seconds (or even milliseconds) regardless of network load.

Instant Settlement

Funds are confirmed instantly on the Lightning layer and finalised on‑chain when you choose.

Peer‑to‑Peer

No intermediaries, no charge‑back risk – you retain full ownership of the money.

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